If your household income is between $65,000 and $130,000, you may qualify for Habitat’s unique homeownership program. Habitat for Humanity Guelph Wellington is here to help you turn your dream of owning a home into a reality.

Our dual mortgage program is designed to make homeownership attainable for families by offering flexible down payment options and affordable mortgage payments based on household income. Habitat sells homes to eligible families at fair market value, with a first mortgage payment based on just 30% of the household income. The remaining balance is covered by an interest-free second mortgage, held by Habitat GW.

If you are facing housing challenges due to unaffordable rent, unsafe living conditions, or the inability to secure a conventional mortgage, this program could be for you. All you need to do is meet the eligibility requirements and be ready to partner with us.

Are you ready to take the first step toward owning your own home? Begin by completing our eligibility questionnaire and we can help make your dream of homeownership a reality.

Want to see what your living space could look like? Have a virtual wander through a Garafraxa unit!